.calculator_container__i1xum{background:#000;color:#fff;min-height:100vh;padding:40px 20px}.calculator_header__KAN4V{max-width:1400px;margin:0 auto 60px;text-align:center}.calculator_title__Fvfxh{font-size:3.5rem;font-weight:700;font-family:var(--third-family);margin-bottom:16px;letter-spacing:-.02em}.calculator_subtitle___ZxAx{font-size:1.25rem;color:#aaa;font-family:var(--second-family);margin:0}.calculator_content__zeXm3{max-width:1400px;margin:0 auto}.calculator_controls__3qXx0{display:flex;gap:16px;margin-bottom:40px;justify-content:center}.calculator_modeBtn__z7Lij{padding:12px 32px;border:2px solid #333;background:transparent;color:#999;cursor:pointer;font-size:1rem;font-weight:600;border-radius:4px;transition:all .3s ease;font-family:var(--second-family)}.calculator_modeBtn__z7Lij:hover{border-color:#666;color:#fff}.calculator_modeBtn__z7Lij.calculator_active__TPAH_{background:#fff;color:#000;border-color:#fff}.calculator_grid__LJFCH{display:grid;grid-template-columns:repeat(auto-fit,minmax(350px,1fr));grid-gap:24px;gap:24px;margin-bottom:60px}.calculator_panel__7RMrz{background:#111;border:1px solid #222;border-radius:8px;padding:28px}.calculator_panelTitle__CShvt{font-size:1.2rem;font-weight:600;margin-bottom:24px;font-family:var(--second-family);color:#fff}.calculator_formGroup__eQHjD{margin-bottom:24px}.calculator_formGroup__eQHjD label{display:block;font-size:.95rem;font-weight:500;margin-bottom:10px;color:#ccc;font-family:var(--second-family)}.calculator_input__3hpKj{width:100%;padding:14px 16px;background:#000;border:1px solid #333;border-radius:6px;color:#fff;font-size:1rem;font-family:var(--second-family);transition:all .3s ease;height:48px;box-sizing:border-box;letter-spacing:.3px}.calculator_input__3hpKj:hover{border-color:#555;background:#050505}.calculator_input__3hpKj:focus{outline:none;border-color:#666;background:#0a0a0a;box-shadow:0 0 0 3px rgba(255,255,255,.05)}.calculator_checkboxGroup__0KL_c{display:flex;align-items:center;gap:14px;margin-bottom:24px;cursor:pointer}.calculator_checkboxGroup__0KL_c input[type=checkbox]{width:22px;height:22px;cursor:pointer;accent-color:#fff;flex-shrink:0}.calculator_checkboxGroup__0KL_c label{margin:0;cursor:pointer;font-size:.95rem;font-weight:500;color:#ccc;font-family:var(--second-family)}.calculator_results__RrAVh{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));grid-gap:20px;gap:20px;margin-bottom:60px}.calculator_resultCard__HTAPj{background:linear-gradient(135deg,#1a1a1a,#0f0f0f);border:1px solid #333;border-radius:8px;padding:28px;text-align:center}.calculator_resultValue__0_J6t{font-size:2.5rem;font-weight:700;font-family:var(--second-family);margin-bottom:12px;color:#fff}.calculator_resultLabel__ROgRk{font-size:1rem;color:#ccc;margin-bottom:12px;font-weight:600;font-family:var(--second-family)}.calculator_resultFormula__aj23s{font-size:.85rem;color:#777;font-family:Courier New,monospace;line-height:1.4}.calculator_breakdown__u8HPz{background:#111;border:1px solid #222;border-radius:8px;padding:28px;margin-bottom:60px}.calculator_breakdown__u8HPz h2{font-size:1.3rem;font-weight:600;margin-bottom:24px;font-family:var(--second-family)}.calculator_breakdownGrid__9dWD4{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));grid-gap:20px;gap:20px}.calculator_breakdownItem__laCDw{background:#0a0a0a;border:1px solid #222;border-radius:6px;padding:20px;text-align:center}.calculator_breakdownLabel__fcM9f{font-size:.95rem;color:#aaa;margin-bottom:12px;font-weight:600;font-family:var(--second-family)}.calculator_breakdownValue__w76FP{font-size:1.8rem;font-weight:700;color:#fff;margin-bottom:8px;font-family:var(--second-family)}.calculator_breakdownPercent__Srqn2{font-size:1.2rem;color:#4a9eff;font-weight:600;font-family:var(--second-family)}.calculator_actions__mp6k2{display:flex;gap:16px;margin-bottom:60px;flex-wrap:wrap;justify-content:center}.calculator_exportBtn__VFmk4,.calculator_scenarioBtn__5uloP{padding:14px 32px;border:none;border-radius:4px;font-size:1rem;font-weight:600;cursor:pointer;font-family:var(--second-family);transition:all .3s ease}.calculator_exportBtn__VFmk4{background:#fff;color:#000}.calculator_exportBtn__VFmk4:hover{background:#f0f0f0;transform:translateY(-2px)}.calculator_scenarioBtn__5uloP{background:transparent;color:#fff;border:2px solid #fff}.calculator_scenarioBtn__5uloP:hover{background:#fff;color:#000;transform:translateY(-2px)}.calculator_comparison__yPmW7{background:#111;border:1px solid #222;border-radius:8px;padding:28px;margin-bottom:60px}.calculator_comparison__yPmW7 h2{font-size:1.3rem;font-weight:600;margin-bottom:24px;font-family:var(--second-family)}.calculator_comparisonGrid__fzYu5{display:grid;grid-template-columns:repeat(4,1fr);grid-gap:16px;gap:16px;overflow-x:auto}.calculator_comparisonHeader__EIVfv{font-weight:600;color:#ccc;padding-bottom:12px;border-bottom:2px solid #333;font-family:var(--second-family)}.calculator_comparisonGrid__fzYu5>div{padding:12px 0;color:#aaa}.calculator_sources__GNTPX{background:#111;border:1px solid #222;border-radius:8px;padding:28px;margin-bottom:40px}.calculator_sources__GNTPX h3{font-size:1.2rem;font-weight:600;margin-bottom:20px;font-family:var(--second-family)}.calculator_sources__GNTPX ul{list-style:none;padding:0;margin:0}.calculator_sources__GNTPX li{margin-bottom:16px;padding-left:20px;color:#aaa;font-size:.95rem;line-height:1.6;font-family:var(--second-family)}.calculator_sources__GNTPX li:before{content:"";position:absolute;margin-left:-20px;color:#4a9eff}.calculator_sources__GNTPX strong{color:#fff}.calculator_modal__drmnm{position:fixed;top:0;left:0;right:0;bottom:0;background-color:rgba(0,0,0,.85);display:flex;align-items:center;justify-content:center;z-index:1000;padding:20px;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px)}.calculator_modalContent__FoCP6{background-color:#111;border:1px solid #333;border-radius:16px;padding:48px;max-width:520px;width:100%;max-height:90vh;overflow-y:auto;box-shadow:0 20px 60px rgba(0,0,0,.8)}.calculator_closeBtn__XyjFY{position:absolute;top:20px;right:20px;background:none;border:none;color:#666;font-size:1.8rem;cursor:pointer;padding:8px;transition:color .3s ease}.calculator_closeBtn__XyjFY:hover{color:#fff}.calculator_closeBtn__XyjFY:disabled{cursor:not-allowed}.calculator_successMessage__8WXyJ{text-align:center;padding:20px 0}.calculator_successTitle__g37_s{font-size:1.4rem;font-weight:700;color:#fff;margin-bottom:12px;font-family:var(--second-family)}.calculator_successDescription__JWpM9{color:#aaa;font-size:1rem;line-height:1.6}.calculator_successBox__MeIMo{margin-top:24px;padding:16px;background-color:#0a0a0a;border-left:4px solid #4a9eff;border-radius:4px}.calculator_successBoxText__ksFG1{color:#4a9eff;font-size:.95rem;margin:0}.calculator_formTitle__1ikPd{font-size:1.8rem;font-weight:700;margin-bottom:12px;color:#fff;letter-spacing:-.02em;font-family:var(--second-family)}.calculator_formSubtitle__FtvUr{color:#999;font-size:.95rem;margin-bottom:32px;line-height:1.6;font-family:var(--second-family)}.calculator_errorBox__u6ZJ6{background-color:#3a2020;border:1px solid #8b4545;border-radius:8px;padding:14px 16px;margin-bottom:20px;color:#ff6b6b;font-size:.9rem;line-height:1.5}.calculator_loanSummary__Drj3E{background-color:#0a0a0a;border:1px solid #222;border-radius:8px;padding:16px;margin-bottom:28px}.calculator_loanSummaryTitle__mwTVY{color:#666;font-size:.85rem;font-weight:600;margin:0 0 12px;text-transform:uppercase;letter-spacing:.5px}.calculator_loanSummaryGrid__sFhD6{display:grid;grid-template-columns:1fr 1fr;grid-gap:12px;gap:12px}.calculator_loanSummaryItem__OMc7x p:first-child{color:#888;font-size:.85rem;margin:0 0 4px}.calculator_loanSummaryItem__OMc7x p:last-child{color:#fff;font-size:.95rem;font-weight:600;margin:0;font-family:var(--third-family)}.calculator_loanSummaryItemPayment__YJ5ES p:last-child{color:#4a9eff}.calculator_contactInfoLabel__4iCDP{color:#888;font-size:.85rem;font-weight:600;margin:0 0 12px;text-transform:uppercase;letter-spacing:.5px}.calculator_formInputGroup__sCK_Z{margin-bottom:18px}.calculator_formInputGroup__sCK_Z label{display:block;font-size:.9rem;font-weight:500;margin-bottom:8px;color:#ccc;font-family:var(--second-family)}.calculator_formInput__0hk7m{width:100%;padding:12px 16px;background:#0a0a0a;border:1px solid #333;border-radius:6px;color:#fff;font-size:1rem;font-family:var(--second-family);transition:all .3s ease;box-sizing:border-box}.calculator_formInput__0hk7m:hover{border-color:#555}.calculator_formInput__0hk7m:focus{outline:none;border-color:#666;background:#111;box-shadow:0 0 0 3px rgba(255,255,255,.05)}.calculator_formButtons__w7SVe{display:grid;grid-template-columns:1fr 1fr;grid-gap:12px;gap:12px;margin-bottom:28px}.calculator_cancelBtn__OL4ag{padding:12px 24px;background:transparent;border:1px solid #333;color:#999;border-radius:6px;cursor:pointer;font-size:1rem;font-weight:500;font-family:var(--second-family);transition:all .3s ease}.calculator_cancelBtn__OL4ag:hover{border-color:#555;color:#fff}.calculator_cancelBtn__OL4ag:disabled{cursor:not-allowed;opacity:.6}.calculator_submitBtn__oc7rr{padding:12px 24px;background:#fabf7c;border:none;color:#000;border-radius:6px;cursor:pointer;font-size:1rem;font-weight:600;font-family:var(--second-family);transition:all .3s ease}.calculator_submitBtn__oc7rr:hover{background:#f5b366;transform:translateY(-2px)}.calculator_submitBtn__oc7rr:disabled{cursor:not-allowed;opacity:.6}.calculator_securityNotice__QN81H{margin-top:20px;padding:16px;background-color:#0a0a0a;border-radius:8px;border:1px solid #222}.calculator_securityNoticeText__JjBiw{font-size:.8rem;color:#666;margin:0;line-height:1.5}.calculator_disclaimerText___g2sO{font-size:.8rem;color:#666;text-align:center;margin-top:16px}.calculator_warningsContainer__16x84{margin-bottom:40px}.calculator_sourcesMarginTop__Lc6vE{margin-top:40px}.calculator_sourceNote__2iosO{margin-top:20px;color:#999;font-size:.9rem;font-style:italic}.calculator_loanSummaryBox__6UMDl{background-color:#0a0a0a;border:1px solid #222;border-radius:8px;padding:16px;margin-bottom:28px}.calculator_ctaButton__l68Pb{font-size:1.1rem;padding:18px 48px}.calculator_helperText__6jrmk{font-size:.85rem;color:#777;margin-top:8px}.calculator_flexGap12__3QgqS{display:flex;gap:12px;align-items:center}.calculator_flex1__70Ex7{flex:1 1}.calculator_rateLabel__rDrS8{color:#fff;font-size:1rem;font-weight:600;min-width:50px}.calculator_rateDisabled__Vi9a4{background-color:#0a0a0a;color:#888;cursor:not-allowed}.calculator_warningBox__U7qth{background-color:#1a1510;border:1px solid #5a3d2d;border-radius:8px;padding:16px;margin:16px 0}.calculator_warningItem__3eZap{margin-bottom:12px}.calculator_warningItem__3eZap:last-child{margin-bottom:0}.calculator_warningIcon__pENue{font-size:1rem;margin-right:8px}.calculator_warningText__T6Smo{font-size:.9rem;line-height:1.5}.calculator_warningAlert__MKztH{color:#ff6b6b}.calculator_warningWarning__Kyh_L{color:#ffd93d}.calculator_warningInfo__pjU3S{color:#6b9fff}@media (max-width:768px){.calculator_title__Fvfxh{font-size:2.5rem}.calculator_grid__LJFCH,.calculator_results__RrAVh{grid-template-columns:1fr}.calculator_comparisonGrid__fzYu5{grid-template-columns:2fr 1fr 1fr 1fr;font-size:.9rem}.calculator_container__i1xum{padding:20px 16px}.calculator_header__KAN4V{margin-bottom:40px}.calculator_formButtons__w7SVe{grid-template-columns:1fr}.calculator_modalContent__FoCP6{padding:32px;margin:20px}}